Pets Best Insurance Waiting Period

What is the typical waiting period for a pet insurance policy.

Pets best insurance waiting period. For many australians pet insurance provides peace of mind should an illness or accident strike. Waiting periods for accidents are 48 hours. Our plans also offer some of the shortest waiting periods in the industry. The waiting period for an accident could be much shorter 48 hours for example.

All dogs have a 6 month waiting period for orthopedic conditions. With the lifetime cost of owning a dog running up to 25 000 and similar for a cat insurance can be a good way to manage any unexpected vet bills. Pets best covers hip dysplasia after a 14 day waiting period as long as it wasn t a pre existing condition. However a waiting period of 14 days is common for policies that cover illnesses.

Unfortunately most pet insurance companies withhold coverage for the first few weeks after enrollment meaning you will not be able to apply for reimbursement yet are still required to pay. There are many companies offering pet insurance policies and the waiting period before your pet is eligible for coverage varies from one insurer to the next. Most pet insurance companies offer a 14 day waiting period for both accidents and illnesses with some running a little shorter for accidents and some a little longer for illnesses. All embrace insurance policies have a 14 day waiting period for illnesses.

In addition to our comprehensive pet health insurance coverage you can get all your pet health questions answered by veterinary experts day or night with our 24 7. This can be reduced or waived according to pets best s policy see details below in waiting periods. Here s a look at the companies. Most companies require at least 14 days before reimbursing you for a vet visit your pet needs for an illness.

It s time to take a stand against these needless waiting periods. The good news is that you can reduce the waiting period for orthopedic conditions to 14 days by following the orthopedic exam and waiver process below. A pre existing condition is defined as any condition that was present before the end of your waiting periods even if it wasn t formally diagnosed by a veterinarian. Just 3 days for accidents 14 days for illnesses and 6 months for cruciate ligament events.

All pet insurance providers including pets best do not cover pre. In some states congenital and hereditary conditions may have a year long waiting period but pets best generally doesn t cover these or only does so in a limited fashion after the pet s second birthday. If signs or symptoms were present before the policy started there will be no coverage for that condition even if you weren t sure what was wrong with your pet. Your insurance coverage won t pay until you ve completed a waiting period.

Accident coverage begins three days after enrollment and illness coverage has the standard fourteen day waiting period.